Kansas Property Records
The Sunflower State of Kansas is where fictional characters Dorothy and Toto are from. The name Kansas comes from the Kansa Native American tribe, which means "People of the South Wind." Kansas is located in the dead center of the United States, bordered by Nebraska, Missouri, Oklahoma, and Colorado. The state has vast plains and abundant wildlife, pastures, and gently rolling hills. Roughly 2.937 million people call Kansas home, which means millions of different types of property records.
Property records impact the state, local government, real estate markets, homeowners, and private companies. They come from various sources and are essential during real estate sales and estate planning. Attorneys, realtors, title companies, appraisers, inspectors, insurance agents, and others use property records in their daily work.
Use this guide to learn all about Kansas property records, what they are, how they work, the various types, where they are recorded, filed, and maintained, and how to change them when something in your life changes.
What Are Property Records in Kansas?
Property records in Kansas are documents and forms that contain valuable information and details about real property or a plot/parcel of land and its owners. These records are public records accessible by anyone. Some, like deeds and building permits, perform functions, and others, like appraisals, are informational in nature.
Property History Search Can Include
A Kansas property history search can reveal a lot of essential information about the property that you might be surprised to learn. Some records contain more detail than others, and there may be overlap between different types of property records.
Some of the things that a property history search may reveal include:
- Property Address
- Detailed Legal Property Description
- Current Owner's Name and Address
- Historical Owners
- Property Inspections
- Appraisals / Property Value
- Deeds
- Liens
- Tax Records
- Mortgage Records
- Bankruptcies
- Foreclosures
- Plat Maps
- Surveys
- Easements / Conveyances
- Property Details
- Lot Size
- Zoning
- Boundary Lines
Sources of Property Records in Kansas
Unfortunately, property records are not handled by one specific agency; they are spread among many different entities. For example, deeds are recorded, filed, and maintained by the register of deeds in each county. If you want to file a new deed in Sedgwick County, they have a great FAQ page to answer any questions. Local county treasurers handle property tax payments, and you can pay online. The Kansas Department of Revenue oversees all local county treasurers. Building permits are also handled at the county level. You can contact your local county building office to inquire. Johnson County has a website where you can apply for a building permit online.
How are Land Records Different from Property Records?
Kansas views land and property records as the same thing and directs the public to use the county register of deeds to find the records they need. Typically, land records refer more to maps, plats, and surveys, and property records cover a great deal more.
The Role of the Register of Deeds
The role of a register of deeds office in Kansas is to preserve land records for the county. It is basically a recording agency that receives files and records and maintains deeds, mortgages, oil and gas leases, affidavits, and plats. The office is also tasked with making property records accessible to the general public upon request.
How Property Records are Maintained in Kansas
Every county has its own system of maintaining property records. One consistent item is that when a new document is received, they will stamp it with the date, time, and a unique identifier so they can find it easily later. Once they record it, it becomes a public record.
Accessing Records at the Register of Deeds in Kansas
The register of deeds makes records accessible to the general public. They allow visitors to come in during regular business hours and ask for records. However, you may have to wait if they are busy. They will also charge a small fee per page for copies to take with you. The trick is knowing where to go. Here are a few county registers of deeds locations to get you started.
Register of Deeds Locations in Kansas
The State of Kansas has put together a map of all the counties and registers of deeds to make finding the one you need easy. You can download it or use Google Maps on the page to find the exact location.
Types of Property Records
There are many different types of property records. You may be aware of some types, but others might come as a surprise. Some perform functions like deeds and building permits, and others are purely informational. The most common types of property records you will find in Kansas include:
Deeds and Conveyance Records
Deeds are very common, and most people know what they are about. Deeds transfer ownership of a property. If you get into a situation where you need to prove you own your home, you will pull out your deed. They are very valuable essential documents.
All parties must sign deeds, and a notary must witness them. Some of the information contained in deeds includes:
- Name of the Seller/Grantor and Buyer/Grantee.
- A detailed description of the property.
- Maps and plats along with boundaries and sometimes surveys showing the acreage and edges of the property.
- Conveyance language explaining the ownership transfer from one person or entity to another.
- Notarization and execution are at the bottom, where everyone signs to make it legal.
Much of the language contained in deeds refers to the warranty implied or specified and the conveyance of the land from one or more parties to another.
Property Tax Records
Everyone who owns property must pay annual property taxes. These taxes pay for schools, road maintenance, police, fire, and government officer salaries. Local county tax collectors set tax rates, and each county's rates vary based on its needs.
The average effective property tax rate in Kansas is 1.33% of the property's assessed value. On average, homeowners pay around $2,445 in property taxes.
Some of the information in a tax record in Kansas includes the following:
- Assessed Value - The document will show the property's total market value as a local assessor determines.
- Tax Rates - The document will show the tax rate of the taxing district or local area.
- Total Taxes Owed - The record should show the total taxes owed for the cycle. It may also include payment deadlines, the amount contributed thus far, and penalties for late or missed payments.
- Property Description - The document must give a description of the property assessed and taxed.
- Owner's Information - The document will show the name and details of the property owner and, thus, who is liable for the taxes.
How Often is Property Tax in Kansas Assessed?
Easements and Covenants
Easements and covenants often accompany deeds with specific instructions about how to use the property. Easements are rights of way allowing someone other than the property owner access. An example would be a town that created an access road that crossed private property. The town workers could use that road at any time without asking the owner. Any new owner of the property would have to respect that rule.
Covenants are rules about how the land can be used. If you buy a condo or move to a gated community, you must agree to certain covenants. An example might be prohibited paint colors on the outside of your home.
Plats and Surveys
Surveys and plats are both types of maps regarding real property. Surveys show the mapped coordinates and boundaries of a single property. Plats show the boundaries of all neighboring properties.
Below are the types of surveys recognized in Kansas:
- Boundary Survey - The surveyor will determine the property's corners to verify or reset them. The survey is normally done on a vacant property.
- Tract Survey - It is similar to a boundary survey where the surveyor will locate and verify or reset property corners. However, it is normally done on large properties with improvements that do not require a location.
- Mortgagee Title Inspections - The inspection aims to obtain mortgagee title insurance as a minimum service required by the lender for choosing the loan.
- Topographic Survey - It is a survey of real property to determine the configuration of the ground's surface, plus the location of natural and artificial objects.
Historical Property Records
Property records can become massive over time. Many states, like Kansas, offload many of their historical property records into archives to keep things neat and orderly and keep current records handy. The Kansas Historical Society is responsible for all archived and historical land records.
Building Permits and Regulations in Kansas
If you want to add to your house or demolish an existing building, you must get a building permit first. You can do so with the county building inspector's department. You must apply and wait for the license before doing the work.
How Can I Search for Property Records?
With public property records, anyone can perform a property history search at any time without reason. Thankfully, in our modern times, you have many options available to you. Try these methods below to see what works for you.
Online Property Record Search
Start with a basic online property record search. Enter the full property address into the search bar of a search engine and see what comes up. You will probably have to dig deeper, but it's a good start.
In-Person Property Record Search
You can request records at any of the county's tax collectors, building inspectors, or registers of deeds offices without an appointment. However, you must visit during normal business hours. They may charge you a fee per page.
Using Property Record Indexes
Property indexes abound online. However, these sources are not always reliable or updated regularly. Be sure to verify any information you get from them. Even some county websites have a disclaimer that the information may not be current.
Utilizing Commercial Services
The best way to find nationwide property records quickly and easily is PropertyChecker. You can access millions of records within minutes and easily find deeds, liens, foreclosures, building permits, appraisals, and more. PropertyChecker is your go-to source for everything property-related.
How to Search Property Records by Address
It's always best to search using the property address. Type the full address (including city, state, and zip) into a search bar and review the results.
How to Search Property Records by Name
Sometimes, you can search using the property owner's name. You may get lucky, but this is not always the most efficient way to search, and you may get odd results.
Understanding Property Ownership in Kansas
Property ownership is a wonderful thing, but it comes with some responsibilities, like paying your annual taxes, insurance, and monthly mortgage payments. You must also maintain your home if you want its value to stay high. When you purchase a home, your deed, mortgage, and lien will appear in property records along with your name and address.
Identifying Property Owners
Because this information is public, if you need to find a property owner, you can do so. All you need to do is look up the most current deed, and you will find the most recent owner.
Chain of Title
The chain of title is the entire list of all the previous owners, along with the current one. The list is documented through deeds and is publicly available to anyone wishing to view it. The chain remains unbroken, meaning the property was always owned by someone.
Ownership History and Transfers
Property most often changes hands through real estate transactions, but not always. Some people receive property as part of a will or a gift. Some homeowners sign over the deed to their homes to pay off a debt or avoid foreclosure.
Property Descriptions and Boundaries in Kansas
Another crucial piece of information about a property is its legal description. The property description contains map coordinates and other details, making it easy for anyone to locate the parcel of land.
Surveys and Land Measurements
Surveys measure the land to determine the exact boundaries of a specific property. They are used in new construction homes, when installing underground utilities, and during boundary disputes.
Boundary Disputes and Resolutions
Boundary disputes are pretty standard. They occur when one party believes that another is encroaching on their land. These sometimes end up in court, with the judge deciding where the property boundaries lie. The courts hire professional surveyors to measure the land and determine the truth.
Liens, Encumbrances, and Property Records in Kansas
Liens are encumbrances that can negatively affect property. They appear in property records, and too many can lower the property's value and ruin the owner's financial reputation. There are two main types of liens: voluntary and involuntary.
Voluntary Liens
Voluntary liens are just that, voluntary. You choose to allow a lender to put a lien on the property in return for lending you money. The lien will remain on the property until the loan is paid off. If you fail to honor the terms of the loan, the bank can foreclose and take the home.
Mortgage Liens
Mortgage liens are very common and not necessarily a bad thing. Anyone who takes out a mortgage or second mortgage will have a mortgage lien. Lenders impose these in return for lending money. If the borrower fails to pay back the loan, they will foreclose and sell the house to get their money back.
Mortgage documents may differ in structure, but they have similar content, such as:
- Names of Those Involved - The document should provide the names of those involved.
- Mortgage Terms - Each mortgage document must outline the loan terms, such as the initial borrowed amount, the interest rate, how much the borrower should pay, payment schedules, and penalties for late or missed payments.
- Property Description - The mortgage document must identify the property under mortgage. It may be a legal or basic description.
- Rights and Responsibilities - The document will outline the rights and obligations of those involved.
Involuntary Liens
Involuntary liens are beyond your control. They are imposed when you fail to pay a debt you owe. These most often result in foreclosure and loss of the home.
Mechanic's Liens
Contractors, subcontractors, architects, laborers, and landscapers can impose a mechanic's lien if they perform work on your property and you refuse to pay them. The lien will stay on the property for a year. During that time, they must foreclose to get paid from the proceeds of the sale.
Tax Liens
Tax liens are very serious. If you fail to pay your annual property taxes, the county will impose a lien and then eventually foreclose and sell your property at auction. The county will sell it to pay off the taxes, usually well below the fair market value.
Judgment Liens
Creditors use judgment liens the same way contractors use mechanic's liens. If you fail to pay a debt, they can sue you in court, and if they win, they can foreclose and sell your property.
The Process of Property Liens in Kansas
The process of filing a lien in Kansas differs according to the type of lien. So, here is the basic procedure for establishing a Mechanic's lien on a property:
- The first step is preparing the lien form. Like all legal forms, individuals must fill in the correct information and provide all the necessary details. Failure to provide all the information can invalidate the document. Often, the document will require information such as the owner's name, the claimant's name and details, a description of the property, the claim amount, and a signature verifying the lien by affidavit.
- Next, the individual must file the lien form to the district court clerk at the county level by mail or in person for recording. The office charges recording fees; therefore, individuals must bring the right amount. Individuals should ensure their lien form complies with specified margin requirements.
- Next, the individual may serve a copy to the interested parties while following the required procedures. An original contractor must serve a duplicate of the lien by certified and regular mail. Those other than direct contractors must deliver the lien to the property owner and other obligated parties either in person as directed by Kansas Statutes Annotated, by restricted mail, or posted in a conspicuous place on the property.
Property Records and Real Estate Transactions in Kansas
Property records stand out in real estate transactions. Before the sale, many of the participants use property records to gather information so the buyer can make an informed decision. Many new records are created during the transaction, such as appraisals, new deeds, inspections, insurance binders, and more. After the sale, some of these records will become the current ones and replace older ones.
Buying Property: Due Diligence
Buying a property can be challenging. The best thing you can do is arm yourself with as much information as possible. Property records are a great way to learn about property values and taxes, insurance, building permits, liens, and foreclosures.
Selling Property: Providing Disclosure
When selling property, you must disclose any material defects you are aware of. Buyers need to know if the roof is in poor shape or if one of the internal systems (plumbing, electrical, HVAC) is failing. You can find out some stuff through property records.
Title Searches and Insurance
If you borrow money to buy a house, your lender will require that you purchase title insurance. This insurance protects you and them from any legal claims on the property after the sale. Your title company will perform a property title search to look for any title defects that could affect the sale.
Foreclosure and Property Records in Kansas
Foreclosures are listed publicly. They do not reflect well on the owners and will lower the value of the home and make it harder to sell. Regular buyers won't want to mess with buying a foreclosure house.
Pre-Foreclosures in Kansas
A house in pre-foreclosure is not fully through the foreclosure process and hasn't been auctioned off yet. It is an optimal time for an investor to offer the owners money to buy the house and help them get out of debt. Then, the investors can sell it for a profit. Pre-foreclosure homes show up in public property records.
When was the House Built?
To find out when a Kansas house was built, contact the register of deeds in the county where the property is located and ask for the first-ever building permit. That will give you the date it was first built.
Property Records and Property Values
Property values show up in many different property records. They indicate the value at the time the document was created. Property values can change quickly due to inflation, the local real estate market, and other economic factors. Usually, when people talk about property values, they are referring to the fair market value (FMV) which is the yardstick used to compare similar homes in the area.
Assessments and Appraisals
Different people use assessments and appraisals to determine the value of a property. Tax officials use assessments to determine the value of a piece of property for tax purposes. These figures do not always match fair market value.
Appraisers use appraisals to determine the value. They compare similar homes in the local area and adjust for differences. They then create an appraisal report a lender or court can use for the property. These figures usually do match fair market value.
Factors that Determine Property Values in Kansas
The following explains the high prices of homes and properties in some areas of Kansas:
- Location - The property's location plays a key role in determining its value. For example, access to amenities may increase a property's value. Similarly, historically or culturally significant districts may command higher prices.
- Age - The age and condition of a property may influence the property's value. Older homes may value higher or lower depending on the appeal. Similarly, homes with modern amenities value higher.
- Development - The presence or planned development of infrastructure projects, commercial centers, and similar can influence a property's value.
- Agricultural Potential - Kansas has a strong agricultural presence, so properties with good-quality soil and favorable farming conditions may command higher prices.
Privacy and Property Records
Property records are public, so you cannot keep your property ownership completely private. Things like liens, foreclosures, mortgages, and deeds appear all over property records. The general public can access property records in person with the register of deeds or online using the many online repositories.
Why are Property Records Public?
Property records are public to preserve the chain of title, which is the list of everyone who has ever owned the property. They are also public to prevent any government office from gaining too much power over the people within its jurisdiction.
How Do I Protect My Personal Information in Property Records?
Because property records are public, you cannot remove all your information. You can, however, minimize your exposure. Contact the agencies and offices that hold your records and ask them to remove anything beyond your name and address to prevent your email, phone number, or other details from showing up online.
Maintaining and Amending Property Records
Maintaining property records is just as important as filing them. The government office that holds them will not be automatically notified of any changes in your life so you will have to contact them directly to make the changes.
Correcting Errors on Property Records
Sometimes, property records contain errors. To fix these errors, you must contact the government office holding them. Bring source documentation proving the error and ask them to fix it.
Amending Property Records for Legal Changes
You also want to update property records when someone dies. You can do this by bringing the death certificate and will to the register of deeds office in the county where the property is and asking them to update the records. They will create a new deed in the new owner's name and notarize it.
How to Change the Name on Property Records in Kansas
You may also want to update your property records if you get married or divorced. Bring your marriage certificate or divorce decree to the register of deeds and ask them to change the records.
What Should I Consider When Buying a Property Using Property Records?
There is a lot to consider when buying property in Kansas. A quick property history search could save you a lot of headaches. Within minutes, you can find out details about the value, taxes, insurance, building permits, liens, and foreclosures. Use PropertyChecker to find out everything you need quickly and easily. Access millions of nationwide records with ease.
Kansas County Property Records
- Allen County
- Anderson County
- Atchison County
- Barton County
- Bourbon County
- Brown County
- Butler County
- Cherokee County
- Clay County
- Cloud County
- Coffey County
- Cowley County
- Crawford County
- Dickinson County
- Doniphan County
- Douglas County
- Ellis County
- Ellsworth County
- Finney County
- Ford County
- Franklin County
- Geary County
- Grant County
- Gray County
- Greenwood County
- Harper County
- Harvey County
- Jackson County
- Jefferson County
- Johnson County
- Kingman County
- Labette County
- Leavenworth County
- Linn County
- Lyon County
- Marion County
- Marshall County
- McPherson County
- Miami County
- Mitchell County
- Montgomery County
- Morris County
- Nemaha County
- Neosho County
- Norton County
- Osage County
- Ottawa County
- Pawnee County
- Pottawatomie County
- Pratt County
- Reno County
- Rice County
- Riley County
- Russell County
- Saline County
- Scott County
- Sedgwick County
- Seward County
- Shawnee County
- Sherman County
- Stevens County
- Sumner County
- Thomas County
- Wabaunsee County
- Washington County
- Wilson County
- Wyandotte County
Search Kansas Property Records
Search Kansas Property Records
Table of Contents
- Property Records in Kansas
- What Are Property Records in Kansas?
- The Role of the Register of Deeds
- Types of Property Records
- How Often is Property Tax in Kansas Assessed?
- How Can I Search for Property Records?
- Understanding Property Ownership in Kansas
- Property Descriptions and Boundaries in Kansas
- Liens, Encumbrances, and Property Records in Kansas
- Property Records and Real Estate Transactions in Kansas
- Property Records and Property Values
- Privacy and Property Records
- Maintaining and Amending Property Records
- Kansas County Property Records